1. Overview
These terms ("Terms") govern the use of all Business Today SIA (402032713 53) websites, templates, and educational materials (our "Services"). This includes, but is not limited to, our pre-made templates and other materials found on our website and its subdomains.
These Terms outline our commitments to you and your rights and responsibilities when using our Services. Please read them carefully and contact us if you have any questions. If you do not agree to these Terms, please refrain from using our services.
By accessing the website at businesstoday.com, or by purchasing and/or downloading our products or services, you agree to be bound by these Terms of Service, all applicable laws and regulations, and accept responsibility for compliance with any applicable local laws.
If you do not agree with any of these terms, you are prohibited from using or accessing this site and our Services.
All materials, content, and Business Today products contained on this website are protected by applicable copyright and trademark laws. This includes, but is not limited to, all written content, design, code, visual media, and our logo.
Important Note: By using our templates and plugins downloaded through Bubble, you also agree to Bubble’s Terms of Service, which can be found here. (put bubble link at here https://bubble.io/terms )


2. Parties
"You" refers to any individual or entity using our Services. If you use our Services on behalf of another person or entity, you represent and warrant that you are authorized to accept the Terms on that person’s or entity’s behalf, that by using our Services you are accepting the Terms on behalf of that person or entity, and that if you or that person or entity violates the Terms, both you and that person or entity agree to be responsible to us.
The terms "Business Today," "we," "us," and "our" refer to Business Today.

3. Your Account
When using our Services, you agree to provide complete and accurate information and to keep it current so we can communicate with you about your account.
You are solely responsible and liable for all activities under your Bubble.io account. You are also fully responsible for maintaining the security of your account, including keeping your password secure. We are not liable for any acts or omissions by you, including any damages incurred as a
 
result of your actions. Do not share or misuse your access credentials and notify us immediately of any unauthorized use of your account.
To learn about how we handle the data you provide, please refer to our Privacy Policy. (insert the link to it)

4. Minimum Age Requirements
Our Services are not intended for children. You are prohibited from accessing or using our Services if you are under the age of 13 (or 16 in Europe). By registering as a user or using our Services, you affirm that you are at least 13 years old (or 16 in Europe). You may only use our Services if you have the legal capacity to enter into a binding contract with us. Therefore, if you are under 18 years of age (or the legal age of majority in your jurisdiction), you may only use our Services under the supervision of a parent or legal guardian who agrees to the Terms.

5. Responsibility of Visitors and Users
We have not reviewed, and cannot review, all of the content (such as text, photos, videos, audio, code, computer software, items for sale, and other materials) posted to or made available through our Services by users or any other individuals ("Third Party Content") or on websites that are linked to or from our Services. We do not assume responsibility for any use or consequences of Third Party Content or third-party websites. Therefore:
● We do not exercise control over third-party websites.
● The presence of a link to or from one of our Services does not indicate or imply our endorsement of any third-party website.
● We do not endorse any Third Party Content or assert that it is accurate, useful, or harmless. Third Party Content may be offensive, indecent, or objectionable; contain technical inaccuracies, typographical errors, or other mistakes; or violate or infringe upon the privacy, publicity rights, intellectual property rights, or other proprietary rights of third parties.
● We are not liable for any damages resulting from anyone's access to, use of, purchase of, or downloading of Third Party Content, or for any damages resulting from third-party websites. It is your responsibility to take the necessary precautions to safeguard yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content.

6. Feedback
We greatly appreciate your feedback and are continuously striving to enhance our Services. By providing us with comments, ideas, or feedback, you acknowledge that we are permitted to utilize them without any constraints or compensation to you.

7. General Representation and Warranty
 
You represent and warrant that your utilization of our Services:

● Will adhere strictly to the Terms.
● Will comply with all relevant laws and regulations.
● Will not violate or appropriate the intellectual property rights of Business Today or any third party.
● Will not overload or disrupt our systems or place an unreasonable or disproportionately large burden on our infrastructure, as determined solely by us.
● Will not disclose the personal information of others.
● Will not be utilized for sending spam or bulk unsolicited messages.
● Will not interfere with, disrupt, or attack any service or network.
● Will not be employed to create, distribute, or facilitate material that is associated with malware, spyware, adware, or other malicious programs or code.
● Will not involve reverse engineering, decompiling, disassembling, deciphering, or any other attempt to derive the source code for the Services or any related technology.
● Will not entail renting, leasing, loaning, selling, or reselling the Services or related data without our consent.

8. Intellectual Property
The Agreement does not transfer any Business Today or third-party intellectual property to you. All rights, title, and interest in and to such property remain solely with Business Today. Your use of our Services does not grant you any right or license to reproduce or otherwise use any Business Today or third-party trademarks.
You are prohibited from:

● Modifying or copying our website, content, templates, design, logos, or source code.
● Reselling any of our templates, content, courses, or other Business Today intellectual property, whether modified or not, or presenting such intellectual property as your own or that of a third party.
● Reposting any of our educational materials, content, or other intellectual property without our express written consent.
● Using our paid licensed content for more than the agreed-upon number of licenses (e.g., purchasing a premium template license for a single app and also using the same license for one or more unlicensed apps).
● Using our website, content, design, logos, or source code for any commercial purpose or for any public display (commercial or non-commercial).
● Attempting to decompile or reverse engineer any software contained on our websites or sold through third-party websites, including templates or plugins we make available on the bubble.io website.
● Removing any copyright or other proprietary notations from our website or materials.
● Transferring our content or source code to another person or "mirroring" the materials, website, content, or source code on another server.
 
9. Third-Party Services
When utilizing any Third-Party Services alongside our Services, please note:

● Third-Party Services are not vetted, endorsed, or controlled by Business Today.
● Your use of a Third-Party Service is at your own risk, and we bear no responsibility or liability for any Third-Party Services.
● Your interaction with Third-Party Services is solely between you and the respective third party ("Third Party") and is subject to the Third Party's terms and policies.
● Certain Third-Party Services may request or require access to your data, or to your visitors' or customers' data, through means such as pixels or cookies. If you grant them access, the data will be handled according to the Third Party's privacy policy and practices, which you should carefully review before using any Third-Party Services. Please note that Third-Party Services may not function properly with our Services, and we may not be able to offer support for issues caused by such Third-Party Services.
● For any questions or concerns regarding the operation of a Third-Party Service or for support, please contact the Third Party directly.

10. Changes
We reserve the right to modify the Terms periodically, such as to reflect updates to our Services (e.g., introducing new features or discontinuing certain features) or for legal, regulatory, or security purposes. If we make changes, we will provide notice, such as by posting the revised Terms and updating the "Last Updated" date. In cases where the changes are significant, we may notify you through our Services or other means. Any modifications will apply going forward, and unless stated otherwise, the updated Terms will take effect immediately. By continuing to use our Services after being notified, you agree to abide by the revised Terms. You retain the right to object to any changes at any time by discontinuing your use of our Services and may cancel any subscriptions you have.

11. Termination
We reserve the right to terminate your access to any or all parts of our Services at any time, with or without cause or notice, effective immediately. This includes instances where we believe, at our sole discretion, that you have breached the Terms, any service guidelines, or other applicable conditions.

12. Disclaimers
Our Services are provided on an "as is" basis. Business Today and its suppliers and licensors disclaim all warranties, whether express or implied, to the fullest extent permitted by applicable law, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Neither Business Today nor its suppliers and licensors guarantee that our Services will be free from errors or that access will be continuous or uninterrupted.
 
13. Governing Law
These Terms are governed by and construed in accordance with the laws of Latvia, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the use of our Services will be resolved in the courts of Latvia.

14. Limitation of Liability
Business Today will not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use our Services. This includes, but is not limited to, damages for loss of profits, use, data, or other intangible losses.

15. Indemnification
You agree to indemnify, defend, and hold harmless Business Today, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of the Services or software, your violation of these Terms, or your violation of any third party's rights, including but not limited to intellectual property rights.